Toronto Star | 4 ways oil will shape your finances in 2016 Toronto Star That's the truth at the heart of the collapse in oil prices in 2015, a force that will shape our personal finances in the coming year. In the GTA, it's good news. The commute is cheaper and so is the cost of heating our homes. It adds up to a tax cut ... Prepare For A Dramatic Decline In Oil Reserves $10 Trillion Investment Needed To Avoid Massive Oil Price Spike Says OPEC Western oil firms must innovate or die |